What is The Credit Card Guy?

The Credit Card Guy manages 5 data types including agent activities. Helps you organize, track, and share your work in 1 place for teams and solo users.

What do credit card processing fees really cost a Manhattan Beach business?

Most Manhattan Beach merchants we audit pay 3.2–3.9% all-in on a flat-rate plan. On interchange-plus, similar volume usually settles between 2.1% and 2.6%, and a compliant dual pricing program can shift most of that cost off your side entirely.

Is dual pricing legal in California?

Yes. Posting separate cash and card prices is legal in California when it is clearly disclosed at the point of sale. Our dual pricing programs follow current card-network rules and include compliant customer-facing signage for your Manhattan Beach storefront.

Do I have to replace my Manhattan Beach POS system?

Usually not. We integrate with the POS systems Manhattan Beach restaurants and retailers already run, and when a change makes sense we provide free smart EMV terminal placement — no equipment lease, no capital spend.

How quickly do funds settle?

Next-business-day funding is standard. Weekend batch totals from a busy Manhattan Beach Saturday are available in your account Monday morning, instead of sitting with your processor for days.

Merchant Services Manhattan Beach CA | Credit Card Processing & Payment Solutions

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Serving Manhattan Beach, California

Merchant Services & Payment Processing in Manhattan Beach

Local merchant services provider offering credit card processing, point of sale systems, free smart terminals, and crypto payment solutions for businesses in Manhattan Beach, Hermosa Beach and throughout Los Angeles County.

Credit Card Processing

Accept all major credit cards in Manhattan Beach

Free Smart Terminals

No-cost POS equipment with setup

Dual Pricing Programs

Eliminate processing fees completely

Next-Day Funding

Fast access to your funds

Why Choose Us in Manhattan Beach?

Merchant Partners save from 20% up to 90% based on the program

Free Smart EMV Terminal placement offer

Accept credit cards, debit cards, and crypto payments

Dual pricing and cash discount programs

PCI compliant payment processing

24/7 local and remote support

Next-day funding available

No long-term contracts or hidden fees

Industries We Serve

Restaurants & Cafes in Manhattan Beach

Retail Stores & Boutiques

Salons & Spas

Professional Services

Healthcare & Medical Practices

Automotive Services

E-commerce & Online Stores

Field Service Businesses

Merchant Partners Save 20% up to 90%

Based on the program + Free Smart EMV Terminal Placement Offer

Industries We Serve in Manhattan Beach

Restaurants Retail Stores Salons & Spas Healthcare Professional Services Automotive E-commerce Field Service Non-Profits

Service Areas in the South Bay, Los Angeles & Orange County

South Bay

El Segundo Hermosa Beach Redondo Beach Torrance Palos Verdes Lomita Gardena Lawndale Hawthorne Inglewood Carson Long Beach Seal Beach

Los Angeles

Orange County

Local Merchant Services in Manhattan Beach

As a local merchant services provider serving Manhattan Beach and Los Angeles County, we understand the unique needs of businesses in this community. Whether you run a restaurant in Manhattan Beach, a retail store near Hermosa Beach, or provide professional services, we offer personalized payment processing solutions with local support.

Local Presence

We're based in El Segundo, serving Manhattan Beach and all of Los Angeles County

Quick Response

Same-day support for Manhattan Beach businesses

Trusted Partner

Serving Southern California businesses since 2010

Payment Processing Built for Manhattan Beach Businesses

Manhattan Beach merchants run high-ticket businesses — oceanfront boutiques, downtown dining rooms, and specialty retailers where a single sale can run well past three figures. Flat-rate processing that looks cheap at a coffee shop is expensive at your average ticket, which is why we put most Manhattan Beach clients on interchange-plus or dual pricing programs.

Boutique pricing: at $150+ average tickets, switching from flat-rate to interchange-plus typically cuts effective rates by 20–40%.

Pier-adjacent restaurants get tip management, pay-at-table QR codes, and next-day funding so weekend revenue clears by Monday.

Free smart EMV terminal placement keeps oceanfront shops current without capital outlay.

Merchant Services FAQs for Manhattan Beach

The questions Manhattan Beach business owners ask us most.

Read Our Complete Manhattan Beach Merchant Services Guide

Fees, dual pricing, equipment, and funding for Manhattan Beach businesses — the full 2026 breakdown.

Ready to Save on Payment Processing in Manhattan Beach?

Get a free, no-obligation quote tailored to your Manhattan Beach business

Contact The Credit Card Guy

The Credit Card Guy

222 N. Pacific Coast Highway, El Segundo, CA 90245

(888) 641-8910

Sales@TheCreditCardGuy.com