Get Funded. Not Loaned.
inKind Capital provides your restaurant with working capital — and repays it by sending paying customers to your door. No fixed monthly payments. No personal guarantee. Just new diners and the funding you need.
How inKind Capital Works
A fundamentally different way to fund your restaurant — through your own customers.
Book a Meeting
From $10K up to $1M+ in funding — tell us what your restaurant needs the capital for. You'll talk to a real person, seven days a week.
Get Paid on Day One
inKind pre-purchases food and beverage credit from your restaurant. No loan, no equity, no daily withdrawals.
Bring in More Diners
inKind drives local diners to your restaurant through its network of five million app guests.
Access More Capital
Access more capital when you want it. 93% of partners come back for more.
Why Restaurants Choose inKind Capital
Traditional loans burden your business with debt and fixed payments. inKind Capital is different — you get funding up front, and repayment happens naturally as inKind sends new customers your way.
Frequently Asked Questions
How does inKind Capital repayment work?
Instead of making fixed monthly loan payments, your restaurant repays the funding through customer dining credits. inKind sends paying customers to your restaurant, and as they redeem their credits, a portion goes toward your balance. This means repayment scales with your business — busier months pay back more, slower months pay back less.
Is this a loan?
No. inKind Capital is not a traditional loan. It does not appear as debt on your balance sheet, there are no fixed monthly payments, and no personal guarantee is required. It is an advance on future customer revenue, repaid through the customers inKind sends to you.
How much funding can my restaurant get?
Funding amounts range from $10,000 up to $1 million or more, depending on your restaurant's annual revenue, location count, and historical performance. Our team will work with you to determine the right amount for your needs.
What can I use the funding for?
Restaurant owners use inKind Capital for renovations, new location openings, equipment purchases, working capital, staff expansion, marketing, and more. There are no restrictions on how you use the funds.
How long does approval take?
The application is simple and takes just a few minutes. Once we receive your information, our team typically responds within 1-2 business days, and funding can be completed in as little as 2 weeks.
Apply for Restaurant Funding
Fill out the form below and our team will reach out to complete your request shortly.