See exactly why thousands of businesses switch to The Credit Card Guy every year.
| Feature | ✅ The Credit Card Guy | ❌ Standard Processors |
|---|---|---|
| Processing Fees | 0%–2.9% (interchange-plus) | 2.9%–4%+ flat rate or tiered |
| Contract Required | Month-to-month, no lock-in | 1–3 year contracts with ETFs |
| Equipment Cost | Free terminal placement available | $300–$1,000+ upfront or lease |
| Next-Day Funding | Available on all accounts | Standard 2–3 business days |
| POS Integration | Clover, Curv, Union, and more | Limited or proprietary only |
| Dual Pricing / Cash Discount | Fully compliant setup included | Often unavailable or non-compliant |
| Chargeback Protection | Alerts, prevention, and support | Self-service or extra cost |
| Customer Support | 24/7 dedicated local support | Offshore call centers or ticketing |
| ACH / eCheck | Included at low flat rate | Add-on fee or unavailable |
| Crypto Payments | Bitcoin, ETH & more supported | Not available |
| Business Funding | MCA & SBA loans available | Not offered |
| Setup Time | 24–48 hour approval | 1–2 weeks typical |