Privacy & Terms - The Credit Card Guy Merchant Services

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Privacy Policy

Effective Date: 01.01.2013

1. Introduction

Welcome to thecreditcardguy.com or CardGuyFunding.com (the “Website”). We respect your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our Website or use our services.

2. Information We Collect

Personal Information: We may collect personal information such as your name, email address, phone number, and mailing address when you provide it voluntarily, such as when you sign up for our newsletter or contact us.
Log Data: We may collect information about your visit, including your IP address, browser type, operating system, referring/exit pages, and date/time stamps. This data helps us improve the performance and functionality of our Website.
By providing your phone number to THE CREDIT CARD GUY, you agree that we may send you text messages. Message and data rates may apply. Message frequency will vary. Reply STOP to opt – out of future messaging or HELP for more information. Please refer to our Privacy Policies for more information about how we manage your data.
No mobile information will be shared with third parties for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data consent; this information will not be shared with any third parties.

3. How We Use Your Information

We use the information we collect for various purposes, including:

To provide and maintain our services.
To send you updates, newsletters, and promotional materials.
To improve our Website’s functionality and user experience.
To respond to your inquiries or requests.
To monitor and analyze usage patterns.

4. Disclosure of Your Information

We may share your information with:

Service providers and third-party vendors who assist us in operating our Website.
Legal authorities when required by law or to protect our rights and interests.

5. Security

We employ reasonable security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is entirely secure.

6. Links to Other Websites

Our Website may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. We recommend reviewing the privacy policies of any linked websites.

7. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page without notice.

8. Contact Us

If you have any questions about this Privacy Policy or your personal information, please contact us at [email protected] or [email protected]

Terms of Use

Effective Date: 01.01.2013

1. Acceptance of Terms

By using thecreditcardguy.com or CardGuyFunding.com, you agree to comply with and be bound by these Terms of Use. If you do not agree to these terms, please refrain from using our Website.

2. User Conduct

You agree to use the Website for lawful purposes only and will not engage in any activities that:

Violate any applicable laws or regulations.
Infringe upon the rights of others.
Interfere with the proper functioning of the Website.

3. Intellectual Property

All content on the Website, including text, graphics, logos, and images, is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or use any content from the Website without our prior written consent.

4. Disclaimer

The information provided on the Website is for informational purposes only and should not be considered financial advice. We do not guarantee the accuracy, completeness, or reliability of any information on the Website.

5. Limitation of Liability

We are not liable for any damages, losses, or expenses arising from your use of the Website. This includes direct, indirect, incidental, or consequential damages.

6. Changes to the Website and Terms

We may modify or discontinue the Website or these Terms of Use at any time without notice. It is your responsibility to review these terms periodically.

7. Governing Law

These Terms of Use are governed by the laws of [Your Jurisdiction]. Any disputes arising from or related to these terms will be subject to the exclusive jurisdiction of the courts in [Your Jurisdiction].